Federal PLUS Loans

what is a parent plus loan?

What is a Federal PLUS Loan?

A PLUS loan is a federal loan that graduate students, professional students, and parents of dependent undergraduate students can use to help pay for higher education expenses not covered by other financial aid.

Current interest rate

You can find the current PLUS loan interest rate on studentaid.gov.

Maximum loan amount

The maximum PLUS loan amount is the cost of attendance (determined by the school) minus any other financial assistance received.

Who is eligible?

  • Graduate or professional students enrolled at least half-time at an eligible school in a program leading to a graduate or professional degree or certificate
  • Parents (biological, adoptive, and in some cases stepparent) of a dependent undergraduate student enrolled at least half-time at an eligible school

Eligibility requirements

Learn more information about Federal PLUS loans.

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